HRA Council Data Reporting

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HRA Council Data Report Hub

Welcome to our data and reporting hub featuring our industry-defining data reporting:

New: Digital Growth Trends for ICHRA & QSEHRA: Vol. 5 Report

17 HRA Council Member organizations contributed to the new 2026 report: Bavvy, benefitbay, eHealth, ezICHRA, Flyte HCM, gravie, HealthSherpa, HRASimple, Kyndly, PeopleKeep, Remodel Health, TakeCommand Health, TASC / BASIC, Thatch, The Big Plan, zizzl health, and Zorro.

Please email Info@HRACouncil.org with any questions.

News Release

Key Findings from Volume 5:

ICHRA adoption has increased significantly across all measures.
ALE growth is exponential and brings experienced health consumers.
This report observes a positive effect on the Marketplace based on employee demographics and plan selection behavior.
As larger employers adopt ICHRA, this positive effect on ACA risk pools multiplies.

Methodology:

This report is based on anonymized, record-level data voluntarily shared by eligible HRA Council Platform Members as of January 2026. It reflects actual ICHRA and QSEHRA adoption and enrollment for the 2026 benefit year—capturing both employer- and employee-level details—not survey responses or projections. Participating platforms submit data in a standard format, which is aggregated and analyzed to identify national trends using basic year-over-year comparisons and distribution analysis.

New 2026 Growth Trends Report

Click on the button or image below to access the interactive digital report. Click here for a PDF.

View 2026 Data Report

How to view and navigate through the digital report:

The 2026 "Growth Trends" is presented in an interactive digital format, allowing you to zoom in and hover over various elements of the data visualizations.

Zooming In/Out: If the navigation controls at the bottom of your screen are hidden, hover over the bottom or bottom corners of the screen to reveal it. You will see a Zoom In/Out control. You can also use the following keyboard shortcuts:
Navigating: If you are using a keyboard and trackpad or mouse to navigate, your cursor often will look like an arrow on screen –> pointing right or left <– which allows you to move between pages.
Data visualizations: Zoom in and hover over enhanced graphics to learn additional and more granular insights.

Check this page for updates, including a special addendum focused on state adoption trends. Members receive additional resources.

2026 Data Report in the News

Click below to see what leading news outlets are saying about the HRA Council’s 2026 Data Report.

Looking for more ICHRA/QSEHRA insights?

HRA Council Members have full access to additional data and research, including the 2022-2025 data reports.
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The HRA Council includes health insurance leaders, brokers, administrators, insurers, support organizations, and employers offering defined contribution health coverage. As a non-partisan group of advocates, we work with stakeholders and policymakers to identify barriers, reduce process friction and administrative burdens, promote best practices, strengthen the health insurance landscape, and increase consumer access, affordability and choice. The HRA Council is a 501(c)(6) non-profit organization. Contact us at:

HRA Council | PO Box 431125, Houston, TX 77243 | info@hracouncil.org

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