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NCOIL ICHRA Model Act Passes

April 23, 2026 4:12 PM | Aaron Flores (Administrator)

This week, the National Council of Insurance Legislators (NCOIL) passed the NCOIL Individual Coverage Health Reimbursement Arrangement Model Act. This is a landmark development for ICHRA policy at the state level.

The passage of this model act provides ICHRA advocates with bipartisan model legislation that can be introduced in all states. This gives advocates and legislators a ready-made, tested framework to advance ICHRA-enabling laws in every state capitol.

Read the full model act: NCOIL ICHRA Model Act


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